dollar7,000 + Happy Attendees
Physicians sense their own lack of formal preparation regarding financial decision making. Physicians leave our lectures feeling more informed and prepared to conquer financial challenges.
dollar1 Hour, Half Day, & Full Day Formats
We offer a wide variety of lecture opportunities from 1 hour events to full day workshops. No matter the level of knowledge or experience of your participants, we offer a program that will leave them feeling confident in their financial future.
dollarIndustry Expert Speaker
With two nationally published books and over 30 years working with medical professionals, you can be confident that your participants will be receiving advice from long-time industry experts.
Lectures and Workshops Currently Offered:

An Authoritative Guide for Physicians:

Program Summary: The majority of physicians have little, if any, formal training regarding financial success. Without a working knowledge of financial matters physicians are destined to rely on individuals who may not be competent or have their best interests in mind. As a result, there is a need for physicians to become educated regarding the financial strategies for today’s economic environment.
Program Objectives:
Following this lecture, participants will be able to develop an action-oriented plan to address the needs of their overall financial goals.
  1. To explain the reasons physicians fail financially, and what to do to avoid them.
  2. To explain decision making strategies as they relate to investment objectives.
  3. To explain risk management strategies and the available vehicles for implementation.
  4. To explain alternative asset protection techniques.
  5. To explain alternative asset preservation strategies for estate planning goals.

Preparing the Family for What’s Next:

Program Summary: Many physicians worry about the transition of their wealth after they are gone. The wealth transfer process increases the potential for conflict. Close to 70% of high net worth families lose a portion of assets during wealth transfer due to factors such as ill-advised investments, family feuding, litigation expenses, and unnecessary taxes. Without proper family planning, questions are left unanswered. Will the family carry out the physician’s wishes? Does the family even know their wishes? Will the family be prepared? The majority of physicians have spent little time discussing their desires with their family, leaving many important decisions left to interpretation.
Program Objectives:
This lecture will teach physicians how to plan and execute a family meeting where important decisions can be hashed out, with clear understanding by all parties involved.
  1. To explain the key aspects of wealth transition.
  2. To explain how to facilitate a conflict free family meeting.
  3. To explain how to effectively define and assign family roles.
  4. To explain how to clearly define and reach family goals.
  5. To explain the role of advisors during the transition period and how they can assist in the process.
  6. To explain how to set up an actionable family plan in the event of one’s death.

Are Your Assets at Risk?

Program Summary: The malpractice crisis is spreading throughout the country. Insurance carriers are increasing premiums, decreasing coverage or discontinuing coverage altogether. In addition, our world becomes more litigious every day. The costs a physician must bear as a result of the increasing number of lawsuits and risks make the financial rewards of medicine less substantial. Making informed decisions to protect a physician’s fiscal health (and the resulting earning power at risk) and liability risk is critically important.
Program Objectives:
Our goal is to make physicians more knowledgeable about the strategies for asset protection and to provide them with the skills to protect their financial objectives.
  1. To explain the various strategies available to protect assets from lawsuits.
  2. To explain how to structure asset ownership to allow for the efficient practice of medicine.
  3. To explain how to coordinate a tax-efficient estate plan for total asset protection.

A Financial Primer for Young Physicians:

Program Summary: Today’s Residents and Fellows assume, on average, over $100,000 of loan debt before completing their training. However, there are no real resources for these students, while in school, to obtain the knowledge to prepare them for managing their unique finances. In the past it was easy for residents and fellows to ignore their finances while they waited for the higher compensation as an attending physician. But with physician incomes plummeting across the board over the last 10 years, these young doctors are becoming aware that they can’t afford to repeat the same mistakes their colleagues have made. As a result, there is a real need for residents and young physicians to become educated in the basic financial strategies for success.
Program Objectives:
Our goal is to explain the main reasons why doctors fail financially and to highlight the basic strategies that can put young physicians and residents on the right track towards financial independence.
  1. To examine the key financial areas affecting young physicians, such as loan management, consolidation and debt repayment plans.
  2. To illustrate the Nobel Prize winning investment management strategy, “Modern Portfolio Theory”.
  3. 3. To understand the key decision-making criteria used when determining the appropriate types of Life and Disability Insurance.

What You Should Know When Evaluating

& Negotiating a Contract Offer:

Program Summary: One of the most critical decisions a young physician will make is choosing where to practice once completing residency. Young physicians are often not able to fairly assess an opportunity with a private practice, hospital, or managed care company. As a result many young physicians end up agreeing to unfavorable employment terms that can be financially costly and unfair. Understanding what to consider when evaluating a contract offer can have a significant impact on a physician’s career.
Program Objectives:
Our goal is to educate young physicians to be more knowledgeable about contract negotiations and employment opportunities.
  1. To help young physicians recognize how to assess an ideal employment opportunity.
  2. To inform young physicians on what questions to ask when considering a contract offer.
  3. To identify what is considered competitive and what is considered abusive when evaluating clinical duties, call coverage and buying into a practice.

A Debt Management Seminar – for Young Physicians:

Program Summary: At the end of residency, the average loan amount that young physicians have accumulated is well over $100,000. With all the training that they have received in school, little focus was spent on appropriate strategies for handling debt. Young physicians are often not prepared to meet the financial goals that they have set for themselves- they are unfamiliar with even a starting point. Worse yet, there are few good resources for these physicians to use.
Program Objectives:
Our goal is to provide young physicians with the tools necessary to appropriately manage debt as they begin the practice of medicine.
  1. To help young physicians recognize how to handle their loans and be able to apply this knowledge to their personal situation.
  2. To relate the physician’s debt to other priorities and identify the best payment plan for their financial goals.
  3. To explain the difference between debt deferment and consolidation and identify the process that helps decide which is best.

The Key Factors for a Successful Transition:

Program Summary: Preparing for retirement involves much more than accumulating wealth and scheduling travel or leisure activities. Critical issues must be addressed regarding the transition of your practice, the protection of your assets and the examination of the goals for the next phase of a physician’s life. Participants will be exposed to various exit strategies, lifestyle issues and key asset protection and wealth management techniques.The majority of physicians have little, if any, formal training in the areas of financial management. In addition, after years of practicing in a demanding profession they struggle in adapting to their own lifestyle changes. As a result, physicians must rely on individuals who may not be competent or have their best interests in mind.
Program Objectives:
Our goal is to make physicians more knowledgeable about the effective strategies used for a successful transition from the practice of medicine to a fulfilling retirement.
  1. To explain the key elements of successful career transition to retirement.
  2. To explain alternative asset protection strategies to protect assets during retirement.
  3. To explain the fundamental investment strategies to maximize gain while minimizing risk.
  4. To explain the impact of distributions from qualified retirement plans in generating retirement income.
  5. To explain the three key phases in accomplishing financial independence.

Mitigating Trustee and Employer Risk:

Program Summary: A qualified retirement plan is one of the most important financial tools for physicians. Not only are there substantial income tax benefits, but such plans also offer powerful asset protection elements and investment opportunities. In addition, such plans can provide a valuable fringe benefit for those employed in a medical practice. While qualified retirement plans offer these benefits, there are substantial responsibilities that must be satisfied. Failure to do so will result in unexpected liability and turmoil among plan participants. Unfortunately, many physicians are unaware of the responsibilities they have regarding these important plans. As a result, they can be at risk for failing to take appropriate actions.
Program Objectives:
Our goal is to make lecture participants aware of trustee and employer risk areas and the methods available to mitigate these risks.
  1. To explain the impact of Department of Labor requirements for retirement plans.
  2. To explain how retirement plan participants can develop an investment strategy that is appropriate for them.
  3. To explain the benefits and pitfalls of retirement plan-participant-directed accounts.
  4. To explain how certain responsibilities can be transferred—and how some cannot.

How to Build a Weather-Proof Portfolio:

Program Summary: Volatile markets create trying times for investors. Many physicians have curtailed their retirement plans causing them to work longer than planned in order to rebuild diminished nest eggs. Market declines are roughest on those who just retired. Even if they enjoy generous returns through the rest of their retirement, they may not benefit much because their portfolios have been so depleted by a combination of falling share prices during the last bear market and increases in their own spending.On the other hand, market volatility and turmoil have been far less damaging for those still saving for retirement. Opportunities were created to buy shares at cheaper prices before the market began to rally and move into an upward cycle. While no one can predict the timing or magnitude of future market movements, there are certain things physicians can do to build their portfolios and secure their future. This session will provide guidance on navigating through the changes in medical practice and today’s unpredictable economic environment.
Program Objectives:
This program would be beneficial to those physicians who have recently retired or those who are currently saving for retirement.
  1. To learn how to evaluate investment performance.
  2. To understand the Nobel Prize winning investment management strategy, “Modern Portfolio Theory”.
  3. To acquire strategies for planning and securing college and retirement funds.
  4. To determine important retirement planning techniques for solo, group practice, and employed physicians.

Are You Ready for New Tax Law Changes?

Program Summary: The estate tax law and estate planning strategies are in a state of flux. Physicians need to be familiar with the various strategies designed to preserve assets from the substantial impact of estate taxation and provide maximum benefit for surviving family. Without this, physicians often make decisions that fail to coordinate their estate plan in a manner most beneficial for their family.
The majority of physicians have little, if any, formal training on available tools to become financially successful. Today’s economic conditions require an informed analysis to assist in critical decision-making.
Program Objectives:
As a result of attending the program, participants will be able to coordinate the various aspects of estate planning in a manner that can eliminate unnecessary taxation and provide effective management of assets for surviving family.
  1. To explain how to effectively distribute assets for the maximum benefit of surviving family.
  2. To explain how the use of trusts plays an important role in distributing and preserving assets for family.
  3. To explain the process of reducing estate tax liabilities and how to select the most appropriate asset for the payment of tax liabilities.
  4. To introduce charitable strategies that can have a substantial impact on the estate plan.

Is Now the Time to Come Together?

Program Summary: Now more than ever medical practices find themselves under increased pressure from outside forces. Managed Care, ACOs, The Affordable Care Act, EHRs & Quality Metrics have all impacted the way a medical practice operates. Many physicians find themselves working harder than ever just to maintain a shrinking bottom line. As a result, more and more practices are exploring the idea of merging to leverage opportunities and create efficiencies while maintaining their independence.Unfortunately, many practice owners have limited knowledge of the rapidly changing environment, challenges and opportunities they face. This program is designed to educate attendees so they may better evaluate if a merger is right for them.
Program Objectives:
This program is designed to help physicians understand the key factors when evaluating a possible practice merger or acquisition.
  1. To learn how a practice merger can create operational efficiencies.
  2. To learn how coming together can lead to increased negotiating power with managed care contracts, hospitals, and other business relationships.
  3. To identify and develop strategies to create ancillary revenue.
  4. To learn how current health care reform is shaping the landscape of practice management.

Successfully Managing a Medical Business Breakup:

Program Summary: Physicians are becoming more disenchanted with the current environment in the practice of medicine. Less time is spent with patient care while more energy is spent with insurance, reimbursement or personnel issues. As a result, many physicians are considering major changes in the way they spend their working hours. At the very least, these physicians are considering changes in the manner in which their practices are run. At the extreme, many of these physicians are considering a withdrawal from the practice of medicine to pursue other careers or business opportunities. Unfortunately, the majority of these physicians have little knowledge of financially preparing for these important changes.
Program Objectives:
Our goal is to provide the legal, financial and career centered process necessary to achieve a successful career transition either in or outside the field of medicine.
  1. To identify the key points to address for a successful practice or career change.
  2. To identify the methods available to protect assets from lawsuits.
  3. To identify financial or investment strategies designed to achieve financial independence.
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